How to Buy USDT on Binance P2P
Binance P2P, also called C2C, connects buyers and sellers. You pay the seller shown in your order; the seller then releases the USDT held for that order. Available currencies and payment methods depend on your region and account.
New to Binance? Follow the Binance sign up guide to create and verify your account before placing an order.
Buy USDT step by step
- In the app, open Add Funds → P2P Trading, then select Buy and USDT.
- Choose your currency, payment method and amount. Compare quotes, completion records, reviews and order limits.
- Place an order and confirm the recipient’s name matches the verified seller.
- Pay from an account in your own verified name and save the receipt.
- Return to the order, select Transferred / I’ve paid, then wait for release.
- Check the released USDT amount and which account received it before placing a Spot order.
Do not cancel after paying. Contact the seller inside the order and use the appeal process if needed. The official app buying guide shows the current screens.
Payment methods
Use a supported payment account in your own name. Check the order and payment provider for limits. Keep communication and payment instructions inside Binance; stop if asked to pay an unrelated person’s account. See the P2P transaction policy.
After buying USDT
Check the order completion details and your actual asset balances first. Binance began a phased Funding-to-Spot migration on 29 September 2026. Affected P2P users use Spot by default; advertisers have a different transition schedule. A manual Funding-to-Spot transfer is therefore not required for every account. Official migration announcement
If the balance is already available to Spot trading, proceed to buying Bitcoin. Move balances internally only when your account interface requires it; an internal transfer is different from sending assets to an external blockchain address.
Common questions
Where do I check costs?
Compare the USDT received for the same payment amount, then check any fees shown in the order and by your payment provider.
What if the seller does not release after payment?
Save your receipt and order ID, contact the seller in the order and appeal if needed. Do not pay again.
Do I always need to transfer USDT from Funding to Spot?
No. Binance is migrating affected P2P users to Spot as the default account. Check the completed order and actual balance first; transfer internally only if your account still requires it.